David L. Gemmer is Founder and Managing Principal of Gemmer Asset Management, LLC. He has been a guest lecturer at the University of California, Berkeley and Davis, and was a featured speaker at several events presented by the International Association of Financial Planners. He frequently addresses local businesses and organiza-tions. Dave earned his M.B.A. in finance from the University of Santa Clara in 1967 and his B.S. in Engineering/Business from Purdue University in 1964.

Keith Mitchell is founder and principal of Mitchell Advisers, a boutique investment banking firm that provides mergers & acquisitions advice to clients within the asset management market. Prior to founding Mitchell Advisers in 2003, Mr. Mitchell spent 25 years in asset management and investment banking, where he gained extensive operational and strategic management experience with both US and international organizations. During that time Mr. Mitchell was a managing director with Putnam Lovell in its San Francisco based asset management M&A practice. While there he originated and/or served on assignments for asset managers in the US and the United Kingdom. Prior to his tenure at Putnam Lovell, Mr. Mitchell served as a senior executive for several asset management groups, including Van Kampen (Morgan Stanley), Enterprise Capital (MONY), Delaware Investments (Lincoln Financial), and AIB Govett (Allied Irish Banks).

John Kayser served as the Chief Financial Officer and Chief Administrative Officer at William Blair & Company for over fourteen years. Mr. Kayser, who retired as a principal at WIlliam Blair in December 2003, began his

twenty-five year tenure there as a member of the Corporate Finance department. Later he served on the investment committees for a number of the firm's mezzanine and venture capital funds which managed private investments in excess of $1 billion.He was a member of the firm's Executive Committee for over ten years and was a board member of William Blair Mutual Funds, Inc. Prior to William Blair, Mr. Kayser spent four years at Borg-Warner Corporation, where he worked in a variety of financial positions at the corporate and divisional levels, both in Chicago and overseas. He has served on the boards of directors of the Chicago Stock Exchange and several non-profit organizations. Mr. Kayser received a BA from Princeton University and an MBA from the Graduate School of Business at Stanford University.

Jodi Borkowitz, CFA, CFP was Director of Sales and Marketing for Advisor Partners from June 2004 to June 2006. During her tenure AP's discretionary Assets Under Management grew from $28 million to $164 million. Prior to her work at AP Jodi was a sales and relationship management executive at JPMorgan Fleming Asset Management in New York and San Francisco, and was a key contributor in building the organization's separate account, mutual fund, and sub-advisory businesses. She also held assignments within the JPMorgan Private Bank, where she first became familiar with tax-managed investment strategies. Jodi earned a B.A. in mathematics and economics from Northwestern University. She holds the Chartered Financial Analyst (CFA) and Certified Financial Planner (CFP) designations, and is a member of the CFA Institute, the Security Analysts of San Francisco, and the Financial Planning Association.